If you are on Medicare, you likely will hear about Medigap insurance. You may find that you need the insurance to cover different out-of-pocket expenses for your prescriptions or special therapies. There are multiple Medigap insurance plans and this means you will need to understand your full options. Here are some of the key points you should know to help you choose the right Medicare supplemental program for your needs. …
Read More »It’s no secret that health insurance premiums are on the rise. In fact, they have been increasing at a faster rate than both wages and inflation. So what factors are responsible for these price hikes? And how do they affect the average American family? This post highlights some of the main factors that affect health insurance costs so you can get a better idea of how much you should expect to pay for coverage.…
Read More »If you are relatively new to picking out and paying for your own health insurance, you may wonder what factors are most important to consider when deciding on a plan. For example, between the deductible, premium, and out-of-pocket maximum, which matters most? How can you check to see if your current physicians are covered? In an effort to help you pick the plan that will best meet your needs, here are a few tips on how to get started making this important decision.…
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